Download Rubies Digital bank app now to enjoy N21 bank charges for interbank transactions and lots more.


Rubies bank app is a 100% digital banking app which is completely free and allows customers to open an account and do their banking transactions without visiting a banking hall.

When you download Rubies bank you get a customised account number which could either be your phone or any other numbers of your choice.

You get your bank statement via email and all your banking transactions notification through SMS alert.

And you get your debit card free of charge which is delivered to you by courier.

Your ATM card can be customized with your nickname. Just imagine having an ATM card with your nickname on it. Isn't that be fun?

Why you should download Rubies bank?

1.You  will enjoy N21 bank charges for interbank transactions as against the traditional N52 charge by other banks.

2. You don't have to pay for maintenance charges which is unusual of the traditional banks.

3.It comes with a credit score  feature that provide you with a realistic assessment of your financial standing..

4. It also has unique feature which allow you to become independent bank known as  ibanker.

This allows you to operate your own mini bank.
Rubies is the best platform for you to be an independent banker free of charge.

You get your own banking customers through your peculiar links and each time your customers do a banking transactions you earn money.

It provides banking functions just like any other banking app but give you much more with addition of the following.

-Social appeal :-allows you to interact with other users and alert you when your friends join Rubies. It prolixity feature enables you to interact with people within your location using Rubies.

-Money market :-  allows you to earn money either by providing loan or investing your money. It credit score is becoming more popular as  yardstick.

-Open banking:- allows smooth integration with SMEs,FINTECH Companies and other quasi financial institutions with Rubies provide a layer 2 clearing function.

-Bank as a service:- it is available for use by any other banking, finance,technology and FINTECH industries hence  providing bank as a service.

How do I get started?
Get it for free at https://rubiesbank.page.link/SQat

How to fund my account?

You can easily fund your account via transfer,cash deposit or debit card.

Special features that come with Rubies bank.
*Customize account number
*Free debit card
*Earn as you bank
* N21 bank charges for interbank transactions as against the N5 traditional bank charges.
*No maintenance charges.
*No hidded fees
And you get upfront reward for every person you refer to open an account with Rubies and you get commission on every transactions they perform -FOR LIFE.
If you are  tired of unnecessary bank charges and exorbitant N52 bank charges for interbank transactions then Rubies bank is for you.

Let's know how this has helped you

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